Despite the proven risk-reducing benefits of diversification, many portfolios are underdiversified. A concentrated stock position is natural for the founder of a company, or for executives who are ex..

People who are averse to risk often consider cash investments such as money market funds and CDs to be worry free, “safe” investments. But ever-present inflation—even low inflation—eats into t..

Your asset allocation decision establishes the percentages of your portfolio dedicated to various asset classes—stocks, bonds, cash and, perhaps, other less traditional investment vehicles. That dec..

There’s a fundamental rule that applies to tax-favored retirement plans such as IRAs: At some time tax deferral must end and distributions begin. To put teeth into the command that retirement asset..

Many people have questions about estate planning. From the importance of writing a will to the pitfalls of probate and the basic estate plan for married couples, this article seeks to answer questions..