The only permanent and most significant constant inherent in all investing, is risk.  We all enjoy our return on investment, as we all like to win and multiply our holdings, yet few investors, whether domestic or international, really understand the nature of risk.  Risk is an intrinsic element in all markets.  Regardless where one invests, or the type of investment made, the element of risk is always present.  Risk can be characterised as that "measurable" possibility of losing or not gaining value [or profit].  This is significant because risk has to be distinguished from uncertainty, which cannot be measured at all.   It is also more than just a mere "chance of return, as a chance is an un-measurable possibility, whether accidental or incidental, in the strictest sense of the term for our investment purpose.  ...[ Read More ]

The new world stage – an era of compliance “…Our world has just changed, and our economy will certainly shift with it, in just a few days, our lives too will different - quickly, let’s get to work…” ...[ Read More ]

Have you wondered why the words ‘risk management’ are heard so widely today?  Have you considered what can be achieved with an understanding of the term?  Indeed, is the term used or misused in today’s business world? ...[ Read More ]

A big concern today is identity theft or "ID theft," which occurs when an individual learns someone's Social Security number (SSN), bank account information or other details that can be used to go on a buying or borrowing binge. While law enforcement agencies, financial industry regulators, financial institutions and other organizations are working together to prevent ID theft and other financial crimes, consumers need to take precautions. ...[ Read More ]

The management of risk requires a disciplined thinking approach that eventually becomes a subliminal activity of the individual. In order to translate from a conscious activity to a sub-conscious activity it must be disciplined and allow replication of process to the point of habit. How then do we create a habit that still allows us to identify and manage risk in a proactive and positive way without creating a template solution to problem solving? ...[ Read More ]

During the eighties the world passed to the young and bypassed the old. The definition of young and old in today's world is probably around forty. On the other hand because of anti discrimination legislation we are in the process of phasing out the compulsion of retirement ...[ Read More ]

Because of the pressures of the modern market place, managers are being forced either by the shareholders or by government action to develop and implement business systems which identify and attempt to manage the various risks being faced by the organisation. Today’s business environment requires organisations to be “good corporate citizens”, with stakeholders having specific rights under legislation. ...[ Read More ]

Risk is an event or occurrence that can have a negative impact on the business. This impact can occur in many ways from a financial deficiency through the spectrum to legal issues. ...[ Read More ]

This is a fertile area for the identification and management of risk in all its facets. Len Parson has been a worker in local government for many years and is undertaking the course in risk management, he has chosen for his project an examination of a typical local government establishment and sought to prove that risk management can be used by management as a tool to ensure the overall protection of the corporate earnings, resources, assets and personnel. ...[ Read More ]

A successful risk manager will look at the business environment, the economic situation within the environment, the international environment and how that will impact on the firm. They will also look at the legal aspects appropriate to their needs and have a good understanding of the role of politics within the decision making environment. In order to set in place a working framework for risk manager they also need to understand the organisation and physical environment and have a good grasp on human behaviour. ...[ Read More ]